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Birmingham-Huntsville Reverse Mortgage

Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage program since 2007, Helping many satisfied Alabama homeowners turn equity into cash with an FHA insured Reverse Mortgage in Birmingham, Huntsville, and surrounding areas.

A Reverse Mortgage or (HECM) Home Equity Conversion Mortgage is designed especially for seniors age 62 and older to be able to access the equity in their home to help them live their lives more financially comfortable. Some need to eliminate a house payment. Some need to supplement their monthly income. Others need to do some much needed repairs to their home.

Scott Underwood joined SMG Mortgage headquartered in Birmingham, AL for access to the best Reverse Mortgage resources.

Tonia Owens has now joined the team with an office in Huntsville, AL to better serve all areas. Together, they make a Reverse Mortgage team that is able to get you the best deal possible while giving you personalized service. The big TV lenders are telling their clients to expect 3 months. Reverse Mortgage Alabama will have you closed in 30 days or less. Even if you have already started the process with another lender, they are able to request your file from FHA and close your Reverse Mortgage faster with less costs.

Why wouldn’t you work with a local Reverse Mortgage expert? Scott or Tonia will take the time to thoroughly explain how the Reverse Mortgage works and answer any questions that you may have about your personal financial situation and what your specific goals are. Call or fill out the quick quote form above for a free no obligation Reverse Mortgage guide. You will get an accurate illustration, answers to pros and cons, the requirements and examples. With Scott and Tonia’s experience, they will help you choose the best scenario for your financial future.

Reverse Mortgage Alabama is the senior lending division of SMG Mortgage with convenient offices located in Birmingham, Huntsville, Mobile, Alabama

Call Scott Underwood for your Reverse Mortgage needs in Birmingham (205) 908-2993, (256) 677-9767, or email

In Huntsville call Tonia Owens (256) 679-8538, (205) 378-9421, or email at 

Mobile, Alabama area call (251) 230-2555 or email