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Birmingham Reverse Mortgage

Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage program since 2007. Helping many satisfied Alabama homeowners turn equity into cash with an FHA insured Reverse Mortgage in Birmingham and Huntsville.

A Reverse Mortgage or (H.E.C.M.) home equity conversion mortgage loan is designed especially for seniors, age 62 and older to gain access to equity in your home for current use, with no monthly payments for as long as you live in the home. It is a way to eliminate your house payment, thus allowing you to supplement your monthly retirement income!

Scott Underwood has joined SMG mortgage; a Birmingham mortgage broker for the largest Reverse Mortgage lenders, so we can use any of them to fit your needs and get you’re the best deal. Most importantly we can offer you a better deal than the large companies because we spend so little on marketing. We are also faster at closing, because their wholesale department knows we can always use someone else. The retail side of the big lenders are telling clients to expect 3 months, we tell our clients 30 days!

Working with Scott Underwood “Alabama’s Reverse Mortgage Guy” for your Reverse Mortgage; everything is handled by a great team, but I will be your only point of contact. This usually helps people feel secure not having many different people call them during the process. Scott Underwood can start and finish your Reverse Mortgage in 30 days. Even if you’ve already started the process with another lender, it is possible for us to request your file from them and close your Reverse Mortgage faster.

Why wouldn’t you work with a local Reverse Mortgage expert? Scott will take the time to thoroughly explain how the Reverse Mortgage works and answer any questions you may have about your personal financial matters and what your specific goals are. Call or fill out the quick quote form above for a free no obligation Reverse Mortgage free guide, accurate illustration, answers to pros, cons, advantages, disadvantages, requirements, examples, and interest rates. With Scott’s experience, he will help you choose the best scenario for your financial future.

Reverse Mortgage Alabama is the senior lending division of SMG Mortgage has convenient offices located in Birmingham and Huntsville.